Summary of Tariffs 2025
Tariffs and Rates Summary SVb
(These amounts are valid from Januari 1st 2025 and can be changed by law)
Old-Age Pension
Married: Afl. 2.182,- (Afl. 1.091,- each)
Single: Afl. 1.296,-
Married living separated or single living together: Afl. 1.091,-
Widow Pension
Age up to 39 years: Afl. 588,-
Age from 40 to 48 years old: Afl. 789,-
Age from 40 to 48 years old: Afl. 996,-
Age from 40 to 48 years old: Afl. 1.296,-
Widow/Widower with 1 or more disabled children: Afl. 1.296,-
Orphan Pension
Age up to 9 years: half orphan Afl. 434,-; full orphan Afl. 463,-.
Age from 10 to 14 years: half orphan Afl. 463,-; full orphan Afl. 508,-.
Age from 15 to 24 years (orphan attending school and/or disabled): half orphan Afl. 508,-; full orphan Afl. 588,-.
Premiums (in salary percentage)
AOV & AWW total 15,5 %
Employer: 10,5%
Employee: 5%
AOV total 14,5%
Employer: 10%
Employee: 4,5%
AWW total 1%
Employer: 0,5%
Employee: 0,5%
OV 0,25%-2,5% of the gross salary, to be paid by employer
Percentage depends on the Hazard Class (Gevarenklasse).
Read more about the Hazard Class (Gevarenklasse) here
ZV 2,65% of the gross salary, to be paid by employer
AZV total 10,5%
Employer: 8,9%
Employee: 1,6%
Income threshold (inkomensgrens) for AOV/AWW premium
Afl. 85.000,-
Income threshold (inkomensgrens) for ZV/OV premium
Daily in case of 5 day working week: Afl. 270,-
Daily in case of 6 day working week: Afl. 225,-
Weekly: Afl. 1.350,-
Monthly: Afl. 5.850,-
Yearly: Afl. 70.200,-
Severance Pay (Cessantia)
Afl. 40,- yearly for each employee employed on the 1st of January.